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Varun Manmohan Kapur : Investment Ideas

  Whether it be debt or equity, in general, the level of risk is lower when investing in bigger companies. This got further exacerbated in the backdrop of the pandemic, smaller companies with their lower levels of resilience and limited sources for raising financing resulted in positive economic outcomes for larger players. Their already high market shares got a further fillip as suppliers, distributors, financiers, customers all resorted to ‘safer’ and ‘trusted’ brands. Apart from growth, this enhanced market share provided a cushion against lock-downs, lowering demand during the pandemic, says Varun Kapur Yes Bank .  
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Varun Manmohan Kapur

This thesis is visible in the outsized returns over the last one year (during which there were 2 lock-downs) generated by these large private players with high market shares in their respective business segments (equity returns mentioned below exclude dividends): Bajaj Finance – 95% L&T – 79% Asian Paints – 74% Pidilite Industries – 71% Titan Industries – 63% As per Varun Manmohan Kapur Now market share is sticky, owing to the number of intermediaries involved and the ‘trust’ factor, once created gets difficult to displace in the short term. So large caps with large market shares in their segment’s pre-pandemic are expected to yield the benefits of such enhanced market share over the medium term. Certainty of cash flows, vendor payments, debt servicing, employee retention will all play to their benefit. These outsized market shares owing to the pandemic can throw off conventional valuation matrices like P/E, EV/EBITDA as ‘growth’ (despite their already large base) is

Income and Savings Boosting Tips

A public study shows about 36% of laborers have under $1,000 in reserve funds and ventures that could be utilized for retirement. Allow me to share some approaches to for all intents and purposes help pay and investment funds.  Make Your Investment more profitable by following tips of Varun Manmohan Kapur Save 10% to 15% of your yearly pay On the off chance that you deal with reserve funds like covering a bill and have it naturally deducted, it is simpler than you might suspect. You'll foster a propensity for setting aside cash and figure out how to live on what is left. Further develop credit to set aside cash and increment choices . Terrible credit is pricey whether you're paying higher interests on cars and Visas or higher protection rates. Progressively, managers are taking a gander at credit and flaws and this could hold you back from landing the position or raise that you need, or require or merit following quite a while of administration. Search for imaginative approache

Manuel Stotz : Time Management Tips for Online Instructors

 Online instructors understand the need to manage their time effectively. There is much more involved than reviewing papers and participating in class discussions. As per Manuel Stotz Suggestions Classroom management involves continuous interactions that support students' success, and creating conditions in the classroom that are conducive to learning. At times you may feel prepared and ready to meet the demands of a busy class and there may also be times when it feels as if you are running behind. The key to development of an effective time management plan is finding tools and techniques that maximize productivity and minimize any potential stress or missed deadlines. Examine Your Current Schedule For the next class week, keep a record of your time, duties, and classroom activities. What requirements were met ahead of schedule, on the required due date, or were late? How did you feel during the class week and at the end of the week? Did you experience stress at any time? Did you

Investment Ideas for Small Investors

You don't have to be made of money to be an investor. There are many investments ideas for small investors that you probably aren't aware of. And these investments can be a lot closer and simpler than you think. One investment idea for small investors is stocks. Now this may come as a surprise since most people think you need to have scads of money to get involved with the stock market.Many stocks, however, do not cost an arm and leg to buy. They can be quite affordable and you can start with a few shares and work up to larger investments. Shares in start up companies in a hot industry are one example of a good investment idea for small investors. A few shares of a blue chip stock is another.Just be sure to do some research first and be willing to hang on to your stock through ups and downs, as stocks tend to be more profitable in the long term and will definitely see some ups and downs. Read out the powerful investment ideas of Varun Manmohan Kapur Government bonds and securit

How to Invest Safely and Generate Income for Life

So how do you invest safely and what is the investment strategy? It's called the Permanent Portfolio. Permanent because it applies from cradle to grave, whether you have modest savings or millions of dollars. Portfolio because it's a mix of very specific asset classes. It has a proven track record; as of April, 2015 it earned over 8% per year compounded over the last 40 years. It can help You generate an income for life. It's simpler, safer, less volatile and lower cost investing (0.15% per year cost vs. industry average 1.08% per year). It puts more money in Your pocket and less in theirs. It's not meant for speculating, but for Your longer term savings and investments like retirement, 401K, IRA, ROTH, etc. It helps You buy low and sell high; opposite to what most people do. It doesn't require You to do market timing, forecasting or guessing which asset will outperform. It uses an asset allocation that responds to what is happening with the economy; prosperity, rec

5 Factors Impacting Interest Rates!

We often read, or hear, a lot of information (some accurate), about interest rates, and some of the potential factors, which might, impact them, and how, they affect other things! Although, it sometimes, doesn't appear, so, these rates, generally, are created, and exist, because of some conditions, or combinations, either, actual, or, perhaps, concerns/ fears, etc. While, there are many things, which come into - play, in this area, this article will focus - on, 5 specific factors! Since, associated costs, and how, other key economic areas, may be related to these, this article will attempt to, briefly, consider, examine, review, and address, these, and why, they are important considerations. 1. Strengths/ weaknesses of overall economy: Times, and conditions, are rarely, static, often, changing, evolving, and having different implications, from time - to - time! Depending on the specific strengths, and weaknesses, at any point, overall economic policy, and approaches, must be consi