Ceo Journal

  Whether it be debt or equity, in general, the level of risk is lower when investing in bigger companies. This got further exacerbated in the backdrop of the pandemic, smaller companies with their lower levels of resilience and limited sources for raising financing resulted in positive economic outcomes for larger players. Their already high market shares got a further fillip as suppliers, distributors, financiers, customers all resorted to ‘safer’ and ‘trusted’ brands. Apart from growth, this enhanced market share provided a cushion against lock-downs, lowering demand during the pandemic, says Varun Kapur Yes Bank .  

This thesis is visible in the outsized returns over the last one year (during which there were 2 lock-downs) generated by these large private players with high market shares in their respective business segments (equity returns mentioned below exclude dividends): Bajaj Finance – 95% L&T – 79% Asian Paints – 74% Pidilite Industries – 71% Titan Industries – 63% As per Varun Manmohan Kapur Now market share is sticky, owing to the number of intermediaries involved and the ‘trust’ factor, once created gets difficult to displace in the short term. So large caps with large market shares in their segment’s pre-pandemic are expected to yield the benefits of such enhanced market share over the medium term. Certainty of cash flows, vendor payments, debt servicing, employee retention will all play to their benefit. These outsized market shares owing to the pandemic can throw off conventional valuation matrices like P/E, EV/EBITDA as ‘growth’ (despite their already large base) is...

A public study shows about 36% of laborers have under $1,000 in reserve funds and ventures that could be utilized for retirement. Allow me to share some approaches to for all intents and purposes help pay and investment funds.  Make Your Investment more profitable by following tips of Varun Manmohan Kapur Save 10% to 15% of your yearly pay On the off chance that you deal with reserve funds like covering a bill and have it naturally deducted, it is simpler than you might suspect. You'll foster a propensity for setting aside cash and figure out how to live on what is left. Further develop credit to set aside cash and increment choices . Terrible credit is pricey whether you're paying higher interests on cars and Visas or higher protection rates. Progressively, managers are taking a gander at credit and flaws and this could hold you back from landing the position or raise that you need, or require or merit following quite a while of administration. Search for imaginative approache...

You don't have to be made of money to be an investor. There are many investments ideas for small investors that you probably aren't aware of. And these investments can be a lot closer and simpler than you think. One investment idea for small investors is stocks. Now this may come as a surprise since most people think you need to have scads of money to get involved with the stock market.Many stocks, however, do not cost an arm and leg to buy. They can be quite affordable and you can start with a few shares and work up to larger investments. Shares in start up companies in a hot industry are one example of a good investment idea for small investors. A few shares of a blue chip stock is another.Just be sure to do some research first and be willing to hang on to your stock through ups and downs, as stocks tend to be more profitable in the long term and will definitely see some ups and downs. Read out the powerful investment ideas of Varun Manmohan Kapur Government bonds and securit...

So how do you invest safely and what is the investment strategy? It's called the Permanent Portfolio. Permanent because it applies from cradle to grave, whether you have modest savings or millions of dollars. Portfolio because it's a mix of very specific asset classes. It has a proven track record; as of April, 2015 it earned over 8% per year compounded over the last 40 years. It can help You generate an income for life. It's simpler, safer, less volatile and lower cost investing (0.15% per year cost vs. industry average 1.08% per year). It puts more money in Your pocket and less in theirs. It's not meant for speculating, but for Your longer term savings and investments like retirement, 401K, IRA, ROTH, etc. It helps You buy low and sell high; opposite to what most people do. It doesn't require You to do market timing, forecasting or guessing which asset will outperform. It uses an asset allocation that responds to what is happening with the economy; prosperity, rec...

We often read, or hear, a lot of information (some accurate), about interest rates, and some of the potential factors, which might, impact them, and how, they affect other things! Although, it sometimes, doesn't appear, so, these rates, generally, are created, and exist, because of some conditions, or combinations, either, actual, or, perhaps, concerns/ fears, etc. While, there are many things, which come into - play, in this area, this article will focus - on, 5 specific factors! Since, associated costs, and how, other key economic areas, may be related to these, this article will attempt to, briefly, consider, examine, review, and address, these, and why, they are important considerations. 1. Strengths/ weaknesses of overall economy: Times, and conditions, are rarely, static, often, changing, evolving, and having different implications, from time - to - time! Depending on the specific strengths, and weaknesses, at any point, overall economic policy, and approaches, must be consi...

Simple Yet Key Factor In Investing: Varun Manmohan Kapur , Yes Bank, former president & currently an independent investor   Ever thought of co-relating 'Market Share' with equity returns? Varun Kapur Yes Bank former president and currently an independent investor provides light on a simple yet powerful investment idea. Whether it be debt or equity, in general, the level of risk is lower when investing in bigger companies. This got further exacerbated in the backdrop of the pandemic, smaller companies with their lower levels of resilience and limited sources for raising financing resulted in positive economic outcomes for larger players. Their already high market shares got a further fillip as suppliers, distributors, financiers, customers all resorted to ‘safer’ and ‘trusted’ brands. Apart from growth, this enhanced market share provided a cushion against lock-downs, lowering demand during the pandemic, says Varun Kapur.

With financing costs especially low and their solidifying to create "genuine" returns improbable in the close to term, financial backers need to take a gander at expanded roads to produce imperative danger changed returns, said Varun Kapur Yes Bank Former President and Presently an Independent Investor. Debt – As yields on bank fixed stores are low, financial backers can take a gander at InVITs, REITs, MLDs (Market Linked Debentures), NCDs as elective instruments to create returns well above FDs. Financial backers should think about appraisals of these instruments, family of the guarantor, their latest monetary outcomes, sway on Coronavirus/lockdowns on their plan of action among different factors prior to choosing the particular paper.  Read this also :   https://www.daijiworld.com/news/newsDisplay?newsID=857190 Balanced – While marginally more hazardous than traditional stores and obligation, financial backers can stop some monies in exchange reserves. A few AMCs offe...